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  4. Why You Need a 国内保修 and Homeowners Insurance
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Why You Need a 国内保修 and Homeowners Insurance

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If you own a home, you probably have home insurance. In fact, it’s likely that you’re required to have it. 但是你有 国内保修?

If you own a home, you probably have home insurance. In fact, it’s likely that you’re required to have it. 但是你有bet3365标准版单吗? 你可能会问自己 365beat中文版 你真的需要吗? 答案是肯定的!

A 国内保修, like home insurance, is a crucial piece of protection for any homeowner. And it’s when you are covered by a 国内保修 and insurance that you have the most security and best coverage any homeowner can hope for. Below we’ll go into greater detail about each type of policy and why, 最重要的是, 两者兼备至关重要.

Homeowner’s Insurance: Or Why You Need to Worry About What MIGHT Happen.

盗窃, 风暴, 火灾, natural disasters – will any of these things definitely happen while you own a house?

对很多人来说,可能不是. But they might happen and that’s when you’ll be glad you have homeowner’s insurance. Of course, most people are actually required to have homeowner’s insurance. You’ll generally be required to have one before a bank will give you a mortgage on a home.

A home insurance policy covers four primary areas: the interior and exterior of a house, personal property in the case of theft, 灭失或损坏, and general liability if someone is injured on your property. Policies are renewed yearly and have an average annual cost between $300 and $1000. Policies offer a deductible (the amount you're responsible for on a claim) and only after it’s been met do they take care of the additional costs.

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听起来是个计划. Find the warranty that fits you best.

国内保修: Or Why You’ll No Longer Need to Worry About What WILL Happen.

A 国内保修 is a service plan that repairs and replaces covered home systems and appliances that fail due to both age and standard wear and tear. 暖通空调, 电, 厨房电器, plumbing and washer/dryer may all be covered under a 国内保修. For example, an 唯有通过® 国内保修 covers up to 23 of your home’s major systems and appliances. 不像家庭保险, home warranties are not mandatory and are typically purchased as 12 month contract terms. They usually don’t require a deductible and you’re instead charged a moderate service fee.

In practice, a 国内保修 works like this: If your 冰箱 stops working, a  qualified Pro will be assigned to come to your home and diagnose the issue. If the breakdown is covered, the Pro will repair your 冰箱. If it can't be repaired, we'll replace it subject to your coverage details.Given the cost of a repair or potential replacement, a 国内保修 can save you money. 

Homeowner’s Insurance and Home Warranties: Or Why It’s Time to Double Down on Protection For Your Home.

The best way to think about homeowner’s insurance and a 国内保修 is that the two different policies work together to give you maximum protection. 假设你有一个漏水的管道, depending on the nature of the leak it may be covered by one policy but not the other. The 国内保修 would cover the repair of the pipe but not the damage caused by the leak. 另一方面, homeowner’s insurance would cover the damage of a major leak but not necessarily the repair of the pipe.

With both policies you’re covered on the repair and the damage caused by the leak. Home insurance protects you from the things that might happen. 和一个 bet3365标准版计划, you no longer have to worry about the things that will happen. That’s coverage everyone can feel comfortable with.

下一个 > What's the Difference: Homeowners Insurance vs. 国内保修

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